Skip to content

Article

How much home can I afford?

The factors lenders look at — and how to find a comfortable payment for your budget.

Affordability is about more than the price tag. Lenders look at your income, existing monthly debts, credit history, and available savings for a down payment and closing costs.

Think in monthly payments

Your monthly housing payment includes principal and interest, property taxes, homeowners insurance, and possibly mortgage insurance and HOA dues. Our calculator can help you estimate these together.

Leave room to breathe

The amount you may qualify for isn't always the amount you'll be comfortable paying. A conversation with Matthew can help you find a number that fits your life.

General educational information only. Not financial advice or a commitment to lend.

Let's Make Your Next Move Possible.

Talk with Matthew about your goals, or start your secure application today.