What it is
VA loans are guaranteed by the U.S. Department of Veterans Affairs and are available to eligible veterans, active-duty service members and certain surviving spouses.
Who it may suit
Eligible veterans, active-duty service members, and qualifying surviving spouses.
Potential advantages
- No down payment required in many cases
- No monthly private mortgage insurance
Important considerations
- A VA funding fee may apply
- Requires a Certificate of Eligibility
General eligibility factors
- Military service eligibility
- Credit and income
- Primary residence use
Program guidelines and limits change. Contact Matthew for current requirements — this page is general information, not a commitment to lend.