Refinancing
Is it time to refinance?
Refinancing replaces your current mortgage with a new one. Whether it makes sense depends on your goals, costs, and timeline.
Refinance overview
Homeowners refinance for different reasons. We'll review your current loan, your goals, and the costs involved so you can decide whether a refinance fits.
Common goals and potential benefits
- Changing your interest rate or monthly payment
- Moving from an adjustable-rate to a fixed-rate loan
- Shortening or extending your loan term
- Accessing home equity (cash-out refinance)
- Removing a co-borrower or restructuring your loan
Refinancing involves closing costs and may not lower your total costs. Results depend on your situation and market conditions.
The refinancing process
- Consultation to review your goals and current loan
- Compare program options and estimated costs
- Submit your secure application and documents
- Appraisal and underwriting review
- Sign final documents and fund your new loan
Let's talk about your refinance goals.
Talk with Matthew about your goals, or start your secure application today.